Checking
Student Checking
No monthly fee and smart budgeting tools for students aged 17–24.
Your first account, made easy
Student Checking gives you everything you need to manage money on your own – with no monthly fee while you’re aged 17 to 24, no minimum balance and no overdraft fees. It’s built for part-time paychecks, financial aid refunds and splitting rent with roommates.
The Meridien app helps you build good habits from day one: set weekly spending limits, see where your money goes by category, and round up purchases into a savings pot automatically.
Built for student life
No monthly fee
Free while you're 17 to 24 – no minimum balance.
Budget tracker
See where your money goes each week.
What you’ll need
- Photo IDDriver’s license, state ID, passport or student ID with photo.
- Social Security number or ITIN
- Proof of addressYour home or campus address.
- A parent or guardianOnly if you’re 17 – they’ll be a joint owner.
Money tools for students
Round-ups
Round purchases up to the nearest dollar and save the change.
Split & request
Split bills and request money from friends.
Smart nudges
Gentle alerts before you hit your weekly limit.
Student FAQs
We'll move you to Everyday Checking and tell you 60 days in advance.
Yes – applicants aged 17 need a parent or guardian as joint owner.
Yes. Your debit card works worldwide; a 3% foreign transaction fee applies. Let us know in the app before you travel.
No – eligibility is based on age only.