Loans
Personal loans from 8.99% APR
Consolidate debt, renovate or plan a big event with a fixed monthly payment.
One fixed payment. No hidden fees.
Borrow from $3,000 to $50,000 over 12 to 84 months at a fixed rate from 8.99% APR. Your monthly payment never changes, and there are no fees to set up or repay early. Customers who pay automatically from a Meridien checking account save an extra 0.25% APR.
Most applicants get a decision in minutes. Once you sign your loan agreement online, the money usually lands in your account the next business day.
Estimate your monthly payment
Why borrow with Meridien
Fast decision
Most applicants get a decision in minutes.
No fees
No origination or prepayment fees.
Autopay discount
Save 0.25% APR with autopay from Meridien Checking.
All credit subject to status and credit checks. You may be offered a different rate from the representative APR.
Popular uses
| Purpose | Typical amount | Typical term |
|---|---|---|
| Debt consolidation | $10,000–$30,000 | 36–60 months |
| Home improvement | $15,000–$50,000 | 48–84 months |
| Wedding or major event | $5,000–$20,000 | 24–48 months |
| Medical expenses | $3,000–$15,000 | 12–36 months |
Frequently asked questions
Yes – a joint application may help you qualify for a larger amount or lower rate.
We consider your full financial picture, but most approved applicants have a score of 640 or higher.
Important information
- Loans subject to credit approval. Rates illustrative. Personal loans may not be used for post-secondary education, business purposes or to purchase securities.