Mortgages
Home loans for every chapter
Buy your first home, move up or refinance with dedicated loan officers.
Expert guidance from offer to keys
Buying a home is one of the biggest financial decisions you’ll make. Our dedicated loan officers walk you through every step – from understanding how much you can borrow to locking your rate and closing on time.
We offer fixed-rate and adjustable-rate mortgages, jumbo loans, low down payment options for first-time buyers, refinancing and home equity lines of credit. Premier Checking customers can save up to 0.25% on their rate.
Mortgage options
Today's mortgage rates
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-year fixed | 6.375% | 6.512% | 0.5 |
| 15-year fixed | 5.625% | 5.840% | 0.5 |
| 7/6 ARM | 5.875% | 6.702% | 0.25 |
| 30-year jumbo | 6.500% | 6.611% | 0.5 |
Rates as of November 9, 2026. Illustrative demo rates – APY = Annual Percentage Yield.
Mortgage calculator
Documents for your mortgage application
- Pay stubsFrom the last 30 days.
- W-2s and tax returnsFor the past two years.
- Bank statementsFor the past two months.
- ID and SSNFor all borrowers.
- Gift lettersIf family is helping with your down payment.
- Purchase contractOnce you’ve had an offer accepted.
Frequently asked questions
Most lenders look for total housing costs under 28% of your gross monthly income and total debt payments under 36%. A loan officer can give you a personalized estimate.
The rate determines your monthly interest. The APR includes the rate plus certain fees, giving a fuller picture of the loan’s cost.
Typically 30–45 days from application.
Important information
- Mortgage rates and APRs are illustrative and assume a credit score of 740+, 20% down payment and an owner-occupied single-family home. Your rate may differ.
- All mortgages are subject to credit approval, property appraisal and underwriting. [Equal Housing Lender disclosure] · NMLS ID [number].
Talk to a loan officer
Get personal advice in a branch, by phone or video.