Security

Stop. Think. Check.

We'll never ask for your password, PIN or one-time code. If in doubt, hang up and call us.

How we keep your money safe

Our fraud team monitors accounts around the clock for unusual activity. If we spot something suspicious, we’ll contact you straight away by text or app notification – and we may pause a payment until we’ve confirmed it’s really you.

You’re also protected by zero liability on unauthorized debit and credit card transactions reported promptly.

Before you send money

  1. Stop

    Take a moment before parting with money or information.

  2. Think

    Could it be fake? It's OK to reject or ignore requests.

  3. Check

    Contact us on a number you trust – like the one on your card.

Common scams

Impersonation calls

Fraudsters pretend to be us, the police or the IRS.

Invoice fraud

Bank details on an invoice are changed by email.

Romance scams

Someone you've met online asks for money.

Investment scams

Promises of guaranteed high returns.

Think you've been scammed? Call us immediately at (805) 584-5002 or lock your card in the app.

Know the difference

Meridien WILL

  • Text you to confirm a payment you made
  • Ask you to call the number on the back of your card
  • Send notifications in the app

Meridien will NEVER

  • Ask for your password, PIN or one-time code
  • Ask you to move money to a “safe account”
  • Ask you to install remote-access software
  • Pressure you to act immediately

Frequently asked questions