Buying a home
From pre-approval to closing day, we're with you every step.
From browsing to moving in
Getting pre-approved before you start house-hunting tells you exactly what you can afford and shows sellers you’re a serious buyer. It takes about 20 minutes online or with a loan officer.
First-time buyers can put down as little as 3%, and eligible buyers can receive up to $5,000 toward closing costs. We’ll also explain mortgage insurance, closing costs and everything else in plain English.
Your path to the keys
Get pre-approved
Know how much you can borrow.
Find your home
Make offers with confidence.
Lock your rate
Protect your rate for up to 90 days.
Close
Sign, get your keys and move in.
What will my payment be?
First-time buyer support
3% down
Low down payment options for first-time buyers.
Closing cost credit
Up to $5,000 toward closing costs in eligible areas.
Homebuyer education
Free online course for first-time buyers.
Typical closing costs
| Cost | Typical range |
|---|---|
| Appraisal | $450–$700 |
| Title insurance & search | $1,000–$2,500 |
| Loan origination | 0–1% of loan |
| Recording fees | $100–$250 |
| Prepaid taxes & insurance | Varies |
Illustrative. Your Loan Estimate will show exact costs.